The shock of an IRS wage garnishment can be devastating. You open your paycheck expecting to cover your bills, only to find a significant portion – or even most – of your hard-earned money gone. This isn’t just a one-time event; an IRS wage garnishment means a substantial percentage of every future paycheck will be withheld until your tax debt is paid in full.

This sudden loss of income can throw your finances into chaos, making it impossible to cover rent, car payments, groceries, and other essential living expenses. Your employer, while sympathetic, is legally obligated to comply with the garnishment once it’s filed.

Understanding IRS Wage Garnishment and Your Options

An IRS wage garnishment, also known as a wage levy, is a powerful collection tool the IRS uses when past-due taxes remain unpaid. Typically, it follows an “Intent to Levy” notice, which is sent 30 days prior to the action. Ignoring or forgetting this notice can lead to severe financial consequences.

The good news is, you don’t have to face this alone. There are solutions to release an IRS wage garnishment and regain control of your income.

How PSA CPA Can Help You

At PSA CPA, we specialize in helping individuals and businesses in Maryland navigate and resolve severe tax issues like IRS wage garnishments. We are regularly retained to:

• Negotiate Immediate Release: Our primary goal is to work swiftly with the IRS to secure the release of your wage garnishment, allowing you to receive your full paycheck again.
• Establish Favorable Payment Plans: We excel at negotiating IRS payment plans (such as Installment Agreements or Offers in Compromise) that are significantly more manageable and financially sustainable than a garnishment. Our aim is to secure a plan that allows you to live comfortably while addressing your tax liability.
• Prevent Future Garnishment: By establishing a clear and compliant payment solution, we help prevent the IRS from issuing future wage garnishments, providing you with long-term peace of mind.
• Restore Financial Stability: Regaining your full income is the first step towards rebuilding your financial health. We provide the expertise needed to put you back on solid ground.

Don’t let an IRS wage garnishment cripple your finances. The sooner you act, the sooner we can work to lift the burden and establish a resolution that works for you.

Contact PSA CPA today for a confidential consultation. Let us negotiate on your behalf and help you get your full paycheck back.