IRS Wage Garnishment and Levies

An IRS wage garnishment, also known as a wage levy, is a direct collection action taken when tax liabilities remain unpaid. Unlike other creditors, the IRS can attach a significant portion of your continuous income without a court order. This action requires your employer to withhold a specific amount from every paycheck until the debt is satisfied or a release is negotiated.

We provide professional representation to intervene in these actions, working to secure a release and establish a sustainable resolution for the underlying debt.

Understanding the Wage Levy Process

The IRS typically issues a Notice of Intent to Levy at least 30 days before a garnishment begins. If this notice is not addressed, the levy is sent directly to your employer’s payroll department. Because employers are legally obligated to comply, the only way to stop the withholding is through a release or full payment of the debt.

Our role is to act as your authorized representative to open negotiations with the IRS. We focus on the following objectives:

• Securing a Release: Our primary goal is to provide the IRS with the necessary financial documentation to support a levy release, allowing you to receive your full paycheck while we resolve the tax issue.
• Proposing Alternative Resolutions: We negotiate payment alternatives, such as Installment Agreements or an Offer in Compromise, which are typically more manageable than the aggressive withholding of a levy.
• Establishing Hardship Status: If the levy prevents you from meeting basic living expenses, we can assist in providing the financial proof required to seek a release based on economic hardship.

Restoring Financial Control

A wage garnishment is a continuous action that impacts every pay period until intervention occurs. By establishing a compliant resolution plan, we help prevent the IRS from reissuing levies in the future.

• Direct Communication: We handle all correspondence and negotiations with the IRS on your behalf, ensuring your rights are protected throughout the process.
• Documentation Management: We assist in gathering the financial disclosures required by the IRS to evaluate your case for a release.
• Long-Term Stability: Once the levy is lifted, we work to ensure your tax accounts remain in good standing through proper planning and future compliance.

Professional Intervention

The sooner professional intervention occurs, the more options are available to protect your income. If you have received an Intent to Levy notice or if a garnishment has already begun, we provide the technical expertise needed to navigate the IRS collection system. We focus on resolving the immediate crisis while building a permanent solution for your tax debt.